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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $662,671 | $162,821+307.0% | $133,978+394.6% | $158,982+316.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 5.30% | 41.95%-36.7pp | 45.10%-39.8pp | 302.99%-297.7pp |
| Employer contribution / active EE | $15,328 | $4,976+208.0% | $3,919+291.1% | $4,763+221.8% |
| Participant deferral / active EE | $13,687 | $5,910+131.6% | $5,047+171.2% | $5,983+128.7% |
| Admin fee / account holder | $5,782 | $11,742-50.8% | $8,930-35.2% | $11,252-48.6% |