Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,410 | $65,041-80.9% | $90,965-86.4% | $79,858-84.5% |
| Participation rate | 51.7% | 61.6%-9.9pp | 69.0%-17.3pp | 69.6%-17.9pp |
| Annual return | 16.26% | 30.45%-14.2pp | 134.57%-118.3pp | 31.72%-15.5pp |
| Employer contribution / active EE | $531 | $1,247-57.4% | $2,122-75.0% | $2,471-78.5% |
| Participant deferral / active EE | $1,323 | $2,512-47.3% | $3,373-60.8% | $3,740-64.6% |
| Admin fee / account holder | $1,291 | $4,536-71.5% | $5,960-78.3% | $5,306-75.7% |