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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,638 | $166,131-71.3% | $164,975-71.1% | $145,877-67.3% |
| Participation rate | 63.2% | 82.0%-18.9pp | 78.6%-15.5pp | 80.3%-17.1pp |
| Annual return | 9.99% | 100.37%-90.4pp | 70.12%-60.1pp | 551.28%-541.3pp |
| Employer contribution / active EE | $2,945 | $5,276-44.2% | $4,343-32.2% | $4,663-36.8% |
| Participant deferral / active EE | $5,146 | $6,962-26.1% | $6,033-14.7% | $6,691-23.1% |
| Admin fee / account holder | $4,384 | $16,648-73.7% | $12,688-65.5% | $13,402-67.3% |