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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,120 | $91,525-64.9% | $130,026-75.3% | $75,181-57.3% |
| Participation rate | 50.0% | 71.4%-21.4pp | 78.5%-28.5pp | 67.2%-17.2pp |
| Annual return | 32.16% | -631.40%+663.6pp | -137.26%+169.4pp | 160.69%-128.5pp |
| Employer contribution / active EE | $2,452 | $2,844-13.8% | $4,321-43.3% | $2,671-8.2% |
| Participant deferral / active EE | $3,033 | $4,342-30.1% | $5,821-47.9% | $4,126-26.5% |
| Admin fee / account holder | $4,057 | $6,778-40.1% | $10,608-61.8% | $5,650-28.2% |