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| Provider | Service type | Compensation |
|---|---|---|
SHAREBUILDER ADVISOR LLC5+ years Service code 27 801 2ND AVE · SEATTLE, WA 98104 | Advisory (Plan) | $84,825 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $48,735 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,386 | $40,113-14.3% | $84,020-59.1% | $77,775-55.8% |
| Participation rate | 45.2% | 62.8%-17.6pp | 69.0%-23.8pp | 73.2%-28.0pp |
| Annual return | 23.67% | 23.27%+0.4pp | 71.31%-47.6pp | 32.58%-8.9pp |
| Employer contribution / active EE | $1,100 | $847+29.8% | $1,984-44.5% | $2,504-56.1% |
| Participant deferral / active EE | $2,099 | $2,030+3.4% | $3,239-35.2% | $3,966-47.1% |
| Admin fee / account holder | $137 | $92+50.1% | $6,101-97.7% | $100+37.4% |