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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,858 | $168,636+12.6% | $147,618+28.6% | $125,388+51.4% |
| Participation rate | 78.6% | 88.8%-10.2pp | 84.6%-6.0pp | 83.2%-4.6pp |
| Annual return | -1.57% | 77.65%-79.2pp | 61.98%-63.6pp | 282.24%-283.8pp |
| Employer contribution / active EE | $2,152 | $6,252-65.6% | $5,565-61.3% | $4,866-55.8% |
| Participant deferral / active EE | $4,171 | $5,507-24.3% | $4,895-14.8% | $5,352-22.1% |
| Admin fee / account holder | $5,716 | $13,580-57.9% | $11,612-50.8% | $9,541-40.1% |