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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,914 | $181,896-26.9% | $156,551-15.1% | $273,972-51.5% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | -3.14% | 30.74%-33.9pp | 32.23%-35.4pp | 41.46%-44.6pp |
| Employer contribution / active EE | $5,873 | $6,248-6.0% | $5,501+6.8% | $4,869+20.6% |
| Participant deferral / active EE | $1,621 | $5,550-70.8% | $4,871-66.7% | $5,287-69.3% |
| Admin fee / account holder | $2,480 | $15,560-84.1% | $13,028-81.0% | $10,133-75.5% |