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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,279 | $71,230-42.0% | $93,727-56.0% | $80,959-49.0% |
| Participation rate | 97.4% | 60.4%+37.0pp | 68.7%+28.7pp | 67.7%+29.8pp |
| Annual return | 9.58% | 11.26%-1.7pp | 133.83%-124.3pp | 35.67%-26.1pp |
| Employer contribution / active EE | $5,514 | $1,565+252.2% | $2,421+127.7% | $2,757+100.0% |
| Participant deferral / active EE | $3,885 | $4,037-3.8% | $4,417-12.1% | $4,300-9.7% |
| Admin fee / account holder | $1,941 | $6,961-72.1% | $8,292-76.6% | $6,925-72.0% |