Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,931 | $50,958+13.7% | $74,552-22.3% | $64,181-9.7% |
| Participation rate | 39.8% | 61.1%-21.3pp | 69.1%-29.4pp | 69.6%-29.8pp |
| Annual return | -4.91% | -1.86%-3.1pp | 32.53%-37.4pp | 7.63%-12.5pp |
| Employer contribution / active EE | $404 | $1,115-63.7% | $1,961-79.4% | $2,381-83.0% |
| Participant deferral / active EE | $2,663 | $2,301+15.7% | $3,108-14.3% | $3,470-23.3% |
| Admin fee / account holder | $4,015 | $4,223-4.9% | $5,060-20.6% | $4,887-17.8% |