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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,808 | $101,778-8.8% | $164,975-43.7% | $80,925+14.7% |
| Participation rate | 67.1% | 71.8%-4.8pp | 78.6%-11.5pp | 67.7%-0.6pp |
| Annual return | 14.06% | 16.73%-2.7pp | 70.12%-56.1pp | 35.65%-21.6pp |
| Employer contribution / active EE | $2,565 | $2,954-13.2% | $4,343-40.9% | $2,756-7.0% |
| Participant deferral / active EE | $5,066 | $4,477+13.2% | $6,033-16.0% | $4,299+17.9% |
| Admin fee / account holder | $5,069 | $8,221-38.3% | $12,688-60.0% | $6,940-27.0% |