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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,279 | $91,537-14.5% | $130,045-39.8% | $75,173+4.1% |
| Participation rate | 72.1% | 71.5%+0.6pp | 78.5%-6.4pp | 67.2%+4.9pp |
| Annual return | 8.63% | -631.55%+640.2pp | -137.30%+145.9pp | 160.72%-152.1pp |
| Employer contribution / active EE | $2,995 | $2,845+5.3% | $4,321-30.7% | $2,671+12.1% |
| Participant deferral / active EE | $5,520 | $4,343+27.1% | $5,820-5.2% | $4,126+33.8% |
| Admin fee / account holder | $4,470 | $6,780-34.1% | $10,600-57.8% | $5,651-20.9% |