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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,808 | $101,795-8.8% | $165,100-43.8% | $80,959+14.6% |
| Participation rate | 67.1% | 71.8%-4.8pp | 78.6%-11.6pp | 67.7%-0.6pp |
| Annual return | 14.06% | 16.73%-2.7pp | 70.21%-56.2pp | 35.67%-21.6pp |
| Employer contribution / active EE | $2,565 | $2,954-13.2% | $4,348-41.0% | $2,757-7.0% |
| Participant deferral / active EE | $5,066 | $4,476+13.2% | $6,035-16.1% | $4,300+17.8% |
| Admin fee / account holder | $5,069 | $8,221-38.3% | $12,696-60.1% | $6,925-26.8% |