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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,998 | $51,226-25.8% | $82,744-54.1% | $66,938-43.2% |
| Participation rate | 80.4% | 67.9%+12.5pp | 72.6%+7.8pp | 69.8%+10.6pp |
| Annual return | -19.87% | -9.61%-10.3pp | 702.22%-722.1pp | 1.58%-21.5pp |
| Employer contribution / active EE | $1,584 | $2,612-39.4% | $3,008-47.3% | $2,545-37.8% |
| Participant deferral / active EE | $3,090 | $3,460-10.7% | $4,395-29.7% | $4,238-27.1% |
| Admin fee / account holder | $6,895 | $416+1559.4% | $5,325+29.5% | $594+1061.8% |