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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,520 | $67,602-50.4% | $82,312-59.3% | $70,126-52.2% |
| Participation rate | 96.4% | 72.8%+23.7pp | 76.9%+19.5pp | 69.5%+26.9pp |
| Annual return | 16.25% | 21.57%-5.3pp | 25.88%-9.6pp | 73.15%-56.9pp |
| Employer contribution / active EE | $9,386 | $1,755+434.8% | $2,428+286.5% | $2,343+300.7% |
| Participant deferral / active EE | $2,701 | $2,987-9.6% | $3,706-27.1% | $3,332-18.9% |
| Admin fee / account holder | $2,067 | $4,512-54.2% | $5,608-63.1% | $4,645-55.5% |