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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,124 | $60,349-60.0% | $74,184-67.5% | $62,881-61.6% |
| Participation rate | 92.6% | 72.7%+19.9pp | 76.6%+16.0pp | 69.3%+23.3pp |
| Annual return | 6.01% | 21.38%-15.4pp | 17.74%-11.7pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,545 | $1,680-8.0% | $2,370-34.8% | $2,281-32.3% |
| Participant deferral / active EE | $2,228 | $2,856-22.0% | $3,550-37.2% | $3,203-30.4% |
| Admin fee / account holder | $1,572 | $4,261-63.1% | $5,586-71.8% | $4,296-63.4% |