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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,799 | $77,816+151.6% | $123,549+58.5% | $64,181+205.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.68% | 12.49%-21.2pp | 119.20%-127.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $4,484 | $3,014+48.8% | $4,628-3.1% | $2,381+88.3% |
| Participant deferral / active EE | $7,497 | $5,240+43.1% | $6,426+16.7% | $3,470+116.1% |
| Admin fee / account holder | $27,218 | $5,519+393.2% | $9,284+193.2% | $4,887+456.9% |