Retirement plan

FITZPATRICK, ZIMMERMAN & ROSE CO. LPA 401(K) PLAN

Name: FITZPATRICK, ZIMMERMAN & ROSE CO. LPA - FITZPATRICK, ZIMMERMAN & ROSE CO. LPA 401(K) PLAN (2019) Form 5500
Creator: FITZPATRICK, ZIMMERMAN & ROSE CO. LPA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FITZPATRICK, ZIMMERMAN & ROSE CO. LPA 401(K) PLAN, FITZPATRICK, ZIMMERMAN & ROSE CO. LPA

FITZPATRICK, ZIMMERMAN & ROSE CO. LPAEIN 34-1094182Plan #001PY 2019

140 FAIR NW, PO BOX 1014 - NEW PHILADELPHIA, OH 446632646330-364-1614fzrlaw.comLinkedIn1-10 employeeslaw practice

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.5M

+32.9% from 2018

Total participants

-26.3% from 2018

Average account balance

$180,004

+80.4% from 2018

Annual return

29.86%

+32.76 pp from 2018

Benchmarks

See 119,358 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort119,358 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$114K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

127.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$96K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.84%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$306

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$39K

$3289 / participant

Other / not subdivided$39K100.0%

% of EOY assets

1.566%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$180,004

$157,276+14.5%

$141,177+27.5%

$152,885+17.7%

Participation rate

100.0%

84.8%+15.2pp

82.5%+17.5pp

Annual return

29.86%

64.33%-34.5pp

71.40%-41.5pp

345.39%-315.5pp

Employer contribution / active EE

$1,605

$5,262-69.5%

$4,736-66.1%

$4,763-66.3%

Participant deferral / active EE

$3,183

$7,110-55.2%

$6,710-52.6%

$5,851-45.6%

Admin fee / account holder

$2,819

$12,123-76.7%

$10,263-72.5%

$11,598-75.7%

FITZPATRICK, ZIMMERMAN & ROSE CO. LPA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FITZPATRICK, ZIMMERMAN & ROSE CO. LPA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion