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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,892 | $112,112-17.1% | $95,956-3.2% | $158,950-41.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 9.94% | 171.15%-161.2pp | 91.63%-81.7pp | 302.91%-293.0pp |
| Employer contribution / active EE | $948 | $3,199-70.4% | $2,541-62.7% | $4,762-80.1% |
| Participant deferral / active EE | $3,775 | $4,784-21.1% | $4,167-9.4% | $5,983-36.9% |
| Admin fee / account holder | $4,405 | $10,134-56.5% | $6,797-35.2% | $11,248-60.8% |