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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,985 | $135,956+100.8% | $123,894+120.3% | $273,972-0.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.11% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.3pp |
| Employer contribution / active EE | $2,375 | $5,170-54.1% | $4,617-48.6% | $4,869-51.2% |
| Participant deferral / active EE | $9,024 | $6,343+42.3% | $5,984+50.8% | $5,287+70.7% |
| Admin fee / account holder | $2,590 | $9,817-73.6% | $8,357-69.0% | $10,133-74.4% |