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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,214 | $102,547-76.4% | $78,210-69.0% | $147,585-83.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 13.75% | 51.08%-37.3pp | 40.90%-27.2pp | 578.58%-564.8pp |
| Employer contribution / active EE | $6,462 | $2,617+147.0% | $2,034+217.8% | $4,876+32.5% |
| Participant deferral / active EE | $1,698 | $3,481-51.2% | $2,823-39.9% | $5,439-68.8% |
| Admin fee / account holder | $1,456 | $5,059-71.2% | $3,758-61.2% | $10,886-86.6% |