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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,119 | $162,967+22.8% | $135,792+47.4% | $138,895+44.1% |
| Participation rate | 70.0% | 78.3%-8.3pp | 72.6%-2.6pp | 79.9%-9.9pp |
| Annual return | 15.47% | 30.08%-14.6pp | 25.96%-10.5pp | 145.39%-129.9pp |
| Employer contribution / active EE | $3,118 | $4,211-26.0% | $3,496-10.8% | $4,194-25.7% |
| Participant deferral / active EE | $9,673 | $5,640+71.5% | $4,759+103.2% | $6,396+51.2% |
| Admin fee / account holder | $16,858 | $15,306+10.1% | $12,266+37.4% | $12,562+34.2% |