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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,893 | $77,638-33.2% | $156,551-66.9% | $62,881-17.5% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 8.71% | 50.33%-41.6pp | 32.23%-23.5pp | 20.14%-11.4pp |
| Employer contribution / active EE | $5,614 | $3,444+63.0% | $5,501+2.1% | $2,281+146.1% |
| Participant deferral / active EE | $6,515 | $3,046+113.9% | $4,871+33.7% | $3,203+103.4% |
| Admin fee / account holder | $9,454 | $5,561+70.0% | $13,028-27.4% | $4,296+120.1% |