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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,792 | $85,171+51.2% | $172,753-25.4% | $72,976+76.5% |
| Participation rate | 87.1% | 70.1%+17.0pp | 82.6%+4.5pp | 69.5%+17.6pp |
| Annual return | 20.30% | 27.32%-7.0pp | 803.00%-782.7pp | 81.02%-60.7pp |
| Employer contribution / active EE | $974 | $3,324-70.7% | $5,144-81.1% | $2,440-60.1% |
| Participant deferral / active EE | $6,047 | $3,260+85.5% | $5,198+16.3% | $3,608+67.6% |
| Admin fee / account holder | $3,973 | $5,880-32.4% | $13,956-71.5% | $5,124-22.5% |