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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,124 | $75,832-22.0% | $147,617-59.9% | $59,633-0.9% |
| Participation rate | 96.9% | 71.6%+25.3pp | 84.6%+12.3pp | 68.7%+28.2pp |
| Annual return | -0.31% | 0.37%-0.7pp | 61.98%-62.3pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $973 | $3,485-72.1% | $5,564-82.5% | $2,203-55.8% |
| Participant deferral / active EE | $4,785 | $3,131+52.9% | $4,895-2.3% | $3,192+49.9% |
| Admin fee / account holder | $11,535 | $5,986+92.7% | $11,612-0.7% | $4,297+168.5% |