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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,528 | $93,617-0.1% | $135,982-31.2% | $75,177+24.4% |
| Participation rate | 93.3% | 75.2%+18.1pp | 81.9%+11.4pp | 67.2%+26.1pp |
| Annual return | 14.41% | 30.89%-16.5pp | 68.32%-53.9pp | 160.75%-146.3pp |
| Employer contribution / active EE | $478 | $3,538-86.5% | $4,859-90.2% | $2,671-82.1% |
| Participant deferral / active EE | $5,355 | $6,406-16.4% | $7,760-31.0% | $4,126+29.8% |
| Admin fee / account holder | $10,710 | $6,980+53.4% | $10,767-0.5% | $5,651+89.5% |