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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,524 | $105,210-2.6% | $159,487-35.7% | $85,851+19.4% |
| Participation rate | 98.8% | 75.8%+23.0pp | 82.8%+15.9pp | 69.3%+29.5pp |
| Annual return | 10.46% | 45.08%-34.6pp | 263.71%-253.2pp | 318.63%-308.2pp |
| Employer contribution / active EE | $1,571 | $3,319-52.7% | $4,831-67.5% | $2,565-38.8% |
| Participant deferral / active EE | $5,287 | $5,946-11.1% | $7,354-28.1% | $3,952+33.8% |
| Admin fee / account holder | $6,549 | $6,934-5.6% | $10,804-39.4% | $6,261+4.6% |