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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,888 | $120,075-75.1% | $90,782-67.1% | $55,725-46.4% |
| Participation rate | 99.7% | 88.0%+11.7pp | 82.7%+17.0pp | 70.9%+28.8pp |
| Annual return | 0.00% | -3.47%+3.5pp | -3.42%+3.4pp | 244.93%-244.9pp |
| Employer contribution / active EE | $9,418 | $4,693+100.7% | $4,105+129.4% | $2,078+353.2% |
| Participant deferral / active EE | $8,559 | $6,826+25.4% | $5,366+59.5% | $3,356+155.1% |
| Admin fee / account holder | $473 | $111+324.4% | $5,908-92.0% | $115+310.7% |