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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,785 | $81,457+42.1% | $103,378+12.0% | $80,911+43.1% |
| Participation rate | 87.5% | 66.8%+20.7pp | 74.5%+13.0pp | 67.6%+19.9pp |
| Annual return | 10.84% | 25.58%-14.7pp | 24.91%-14.1pp | 35.63%-24.8pp |
| Employer contribution / active EE | $7,322 | $3,107+135.6% | $3,870+89.2% | $2,756+165.7% |
| Participant deferral / active EE | $1,528 | $3,871-60.5% | $5,058-69.8% | $4,297-64.4% |
| Admin fee / account holder | $8,337 | $6,717+24.1% | $8,401-0.8% | $6,935+20.2% |