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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $656,736 | $199,109+229.8% | $173,730+278.0% | $154,746+324.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.10% | 20.02%-4.9pp | 19.96%-4.9pp | 172.34%-157.2pp |
| Employer contribution / active EE | $6,230 | $5,311+17.3% | $4,577+36.1% | $4,379+42.3% |
| Participant deferral / active EE | $15,511 | $7,113+118.1% | $6,326+145.2% | $6,730+130.5% |
| Admin fee / account holder | $43,853 | $20,916+109.7% | $17,523+150.3% | $14,365+205.3% |