Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
COMMERCIAL & SAVINGS BANK2 years Filed as: THE COMMERCIAL & SAVINGS BANK Service code 15 · EIN 34-0159850 1210 NORTH MAIN STREET · NORTH CANTON, OH 44720 | Recordkeeping | $21,950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,303 | $63,314-50.6% | $91,004-65.6% | $62,293-49.7% |
| Participation rate | 40.1% | 73.3%-33.2pp | 75.6%-35.5pp | 69.5%-29.4pp |
| Annual return | 12.32% | 21.00%-8.7pp | 4.60%+7.7pp | 28.90%-16.6pp |
| Employer contribution / active EE | $0 | $1,807-100.0% | $2,456-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $797 | $2,944-72.9% | $3,548-77.5% | $3,169-74.8% |
| Admin fee / account holder | $274 | $468-41.3% | $5,417-94.9% | $479-42.8% |