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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,195 | $60,349+6.4% | $74,184-13.5% | $62,881+2.1% |
| Participation rate | 76.0% | 72.7%+3.3pp | 76.6%-0.6pp | 69.3%+6.7pp |
| Annual return | 5.91% | 21.38%-15.5pp | 17.74%-11.8pp | 20.14%-14.2pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,761 | $2,856-38.3% | $3,550-50.4% | $3,203-45.0% |
| Admin fee / account holder | $733 | $4,261-82.8% | $5,586-86.9% | $4,296-82.9% |