Retirement plan

403(B) THRIFT PLAN OF HARCATUS TRI-COUNTY COMMUNITY ACTION ORGANIZATION

Name: HARCATUS TRI-COUNTY COMMUNITY - 403(B) THRIFT PLAN OF HARCATUS TRI-COUNTY COMMUNITY ACTION ORGANIZATION (2022) Form 5500
Creator: HARCATUS TRI-COUNTY COMMUNITY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF HARCATUS TRI-COUNTY COMMUNITY ACTION ORGANIZATION, HARCATUS TRI-COUNTY COMMUNITY

HARCATUS TRI-COUNTY COMMUNITYEIN 34-0970561Plan #002PY 2022

821 ANOLA ST - DOVER, OH 446222075740-922-0933

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$2.7M

-11.6% from 2021

Total participants

208

+23.1% from 2021

Average account balance

$15,120

-17.1% from 2021

Annual return

-13.40%

-26.01 pp from 2021

Benchmarks

See 1,742 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,742 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$16K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

170

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

78.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$156K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$11

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP4 years Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Account maintenance fees; Participant...	$737

Plan features & details

Pension benefit codes2G3D2J2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$737

$6 / participant

Other / not subdivided$737100.0%

% of EOY assets

0.028%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: S.R. SNODGRASS, P.C.
Auditor EIN: 251616561
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,120

$51,223-70.5%

$82,763-81.7%

$66,949-77.4%

Participation rate

76.5%

67.9%+8.6pp

72.6%+4.0pp

69.8%+6.7pp

Annual return

-13.40%

-9.85%-3.5pp

702.45%-715.8pp

1.57%-15.0pp

Employer contribution / active EE

$752

$2,611-71.2%

$3,008-75.0%

$2,545-70.5%

Participant deferral / active EE

$663

$3,460-80.8%

$4,395-84.9%

$4,239-84.4%

Admin fee / account holder

$415-99.0%

$5,325-99.9%

$594-99.3%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP4 years

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Account maintenance fees; Participant...

$737

403(B) THRIFT PLAN OF HARCATUS TRI-COUNTY COMMUNITY ACTION ORGANIZATION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF HARCATUS TRI-COUNTY COMMUNITY ACTION ORGANIZATION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion