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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,554 | $45,152-63.3% | $73,836-77.6% | $59,633-72.2% |
| Participation rate | 66.7% | 64.0%+2.6pp | 73.4%-6.8pp | 68.7%-2.0pp |
| Annual return | -1.75% | 27.40%-29.2pp | 2268.06%-2269.8pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $176 | $1,901-90.7% | $2,787-93.7% | $2,203-92.0% |
| Participant deferral / active EE | $1,041 | $2,573-59.5% | $3,583-70.9% | $3,192-67.4% |
| Admin fee / account holder | $2,520 | $3,515-28.3% | $4,882-48.4% | $4,297-41.3% |