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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,145 | $59,456-44.3% | $93,669-64.6% | $74,429-55.5% |
| Participation rate | 54.4% | 59.6%-5.3pp | 68.7%-14.4pp | 67.2%-12.8pp |
| Annual return | 12.78% | 82.00%-69.2pp | 133.59%-120.8pp | 1368.38%-1355.6pp |
| Employer contribution / active EE | $900 | $1,266-28.9% | $2,424-62.9% | $2,625-65.7% |
| Participant deferral / active EE | $2,852 | $3,052-6.5% | $4,416-35.4% | $4,348-34.4% |
| Admin fee / account holder | $7,030 | $3,026+132.3% | $8,291-15.2% | $1,944+261.5% |