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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,476 | $54,717-57.1% | $86,216-72.8% | $71,511-67.2% |
| Participation rate | 62.7% | 60.1%+2.6pp | 69.0%-6.2pp | 67.9%-5.2pp |
| Annual return | 14.37% | 20.07%-5.7pp | 1169.42%-1155.0pp | 28.86%-14.5pp |
| Employer contribution / active EE | $817 | $1,267-35.5% | $2,382-65.7% | $2,589-68.4% |
| Participant deferral / active EE | $2,419 | $3,110-22.2% | $3,986-39.3% | $4,291-43.6% |
| Admin fee / account holder | $3,334 | $1,922+73.5% | $6,853-51.3% | $1,588+109.9% |