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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,270 | $106,008-46.0% | $92,240-37.9% | $147,586-61.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.34% | 50.05%-36.7pp | 176.29%-163.0pp | 578.59%-565.3pp |
| Employer contribution / active EE | $2,585 | $4,333-40.3% | $3,680-29.7% | $4,876-47.0% |
| Participant deferral / active EE | $3,788 | $4,478-15.4% | $3,897-2.8% | $5,439-30.4% |
| Admin fee / account holder | $16,385 | $6,333+158.7% | $5,194+215.5% | $10,886+50.5% |