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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,391 | $99,994+49.4% | $146,647+1.9% | $85,851+74.0% |
| Participation rate | 57.7% | 73.1%-15.4pp | 80.1%-22.4pp | 69.3%-11.6pp |
| Annual return | 12.10% | 18.93%-6.8pp | 22.75%-10.6pp | 318.63%-306.5pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,448 | $4,006-38.9% | $5,506-55.5% | $3,952-38.1% |
| Admin fee / account holder | $4,776 | $7,703-38.0% | $10,281-53.5% | $6,261-23.7% |