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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,019 | $152,619-14.8% | $125,195+3.9% | $152,909-15.0% |
| Participation rate | 63.6% | 83.3%-19.7pp | 79.8%-16.1pp | 82.5%-18.8pp |
| Annual return | 18.18% | 54.85%-36.7pp | 43.79%-25.6pp | 345.46%-327.3pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,107 | $5,869-47.1% | $4,937-37.1% | $5,851-46.9% |
| Admin fee / account holder | $1,293 | $13,437-90.4% | $9,704-86.7% | $11,601-88.9% |