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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,095 | $100,895-44.4% | $90,430-38.0% | $158,950-64.7% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 12.75% | 1725.54%-1712.8pp | 1293.73%-1281.0pp | 302.91%-290.2pp |
| Employer contribution / active EE | $4,112 | $3,689+11.5% | $3,262+26.1% | $4,762-13.7% |
| Participant deferral / active EE | $4,111 | $4,347-5.4% | $3,963+3.7% | $5,983-31.3% |
| Admin fee / account holder | $3,598 | $6,505-44.7% | $5,613-35.9% | $11,248-68.0% |