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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,639 | $58,241+5.8% | $81,780-24.6% | $80,911-23.8% |
| Participation rate | 92.3% | 63.4%+28.9pp | 72.4%+19.9pp | 67.6%+24.7pp |
| Annual return | 9.05% | 41.73%-32.7pp | 776.27%-767.2pp | 35.63%-26.6pp |
| Employer contribution / active EE | $1,843 | $2,343-21.4% | $2,914-36.8% | $2,756-33.1% |
| Participant deferral / active EE | $3,509 | $3,283+6.9% | $4,321-18.8% | $4,297-18.3% |
| Admin fee / account holder | $2,165 | $4,973-56.5% | $7,384-70.7% | $6,935-68.8% |