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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,264 | $93,586-73.0% | $135,925-81.4% | $75,173-66.4% |
| Participation rate | 62.5% | 75.2%-12.7pp | 81.9%-19.4pp | 67.2%-4.7pp |
| Annual return | 24.31% | 30.90%-6.6pp | 68.25%-43.9pp | 160.65%-136.3pp |
| Employer contribution / active EE | $921 | $3,537-74.0% | $4,857-81.0% | $2,670-65.5% |
| Participant deferral / active EE | $3,228 | $6,405-49.6% | $7,759-58.4% | $4,126-21.8% |
| Admin fee / account holder | $848 | $6,977-87.8% | $10,764-92.1% | $5,651-85.0% |