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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,035 | $63,342+45.3% | $92,236-0.2% | $70,131+31.2% |
| Participation rate | 68.6% | 68.7%-0.1pp | 76.5%-7.9pp | 69.5%-1.0pp |
| Annual return | 21.69% | 530.15%-508.5pp | 176.29%-154.6pp | 73.14%-51.5pp |
| Employer contribution / active EE | $2,751 | $2,471+11.3% | $3,679-25.2% | $2,342+17.4% |
| Participant deferral / active EE | $6,000 | $2,854+110.3% | $3,897+54.0% | $3,332+80.1% |
| Admin fee / account holder | $2,836 | $3,840-26.1% | $5,194-45.4% | $4,645-38.9% |