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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,000 | $52,678+27.2% | $75,784-11.6% | $59,633+12.4% |
| Participation rate | 68.8% | 67.2%+1.5pp | 75.8%-7.1pp | 68.7%+0.1pp |
| Annual return | -0.49% | 2.95%-3.4pp | 9.68%-10.2pp | 2041.40%-2041.9pp |
| Employer contribution / active EE | $2,144 | $2,193-2.2% | $3,323-35.5% | $2,203-2.7% |
| Participant deferral / active EE | $5,425 | $2,591+109.4% | $3,652+48.6% | $3,192+70.0% |
| Admin fee / account holder | $3,692 | $3,610+2.3% | $5,300-30.3% | $4,297-14.1% |