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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,900 | $139,948-65.1% | $121,663-59.8% | $154,746-68.4% |
| Participation rate | 77.8% | 78.0%-0.2pp | 74.5%+3.3pp | 80.7%-2.9pp |
| Annual return | 17.35% | 230.52%-213.2pp | 147.54%-130.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $4,272 | $3,521+21.3% | $3,020+41.5% | $4,379-2.4% |
| Participant deferral / active EE | $3,638 | $5,629-35.4% | $4,887-25.6% | $6,730-46.0% |
| Admin fee / account holder | $1,280 | $17,321-92.6% | $14,289-91.0% | $14,365-91.1% |