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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,254 | $118,496-77.8% | $98,461-73.3% | $139,466-81.2% |
| Participation rate | 75.0% | 77.5%-2.5pp | 75.2%-0.2pp | 80.3%-5.3pp |
| Annual return | 20.47% | 18.96%+1.5pp | 21.17%-0.7pp | 373.66%-353.2pp |
| Employer contribution / active EE | $4,347 | $3,611+20.4% | $3,049+42.6% | $4,754-8.6% |
| Participant deferral / active EE | $3,453 | $5,393-36.0% | $4,738-27.1% | $6,712-48.6% |
| Admin fee / account holder | $834 | $14,056-94.1% | $8,961-90.7% | $11,409-92.7% |