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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,491 | $148,582-74.1% | $135,942-71.7% | $139,456-72.4% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 24.74% | 79.26%-54.5pp | 68.28%-43.5pp | 373.45%-348.7pp |
| Employer contribution / active EE | $1,039 | $5,245-80.2% | $4,858-78.6% | $4,753-78.1% |
| Participant deferral / active EE | $765 | $8,101-90.6% | $7,759-90.1% | $6,711-88.6% |
| Admin fee / account holder | $1,416 | $12,402-88.6% | $10,764-86.8% | $11,407-87.6% |