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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,006 | $80,985-34.5% | $96,576-45.1% | $75,181-29.5% |
| Participation rate | 96.7% | 71.8%+24.9pp | 76.0%+20.7pp | 67.2%+29.5pp |
| Annual return | 10.34% | 27.05%-16.7pp | 25.87%-15.5pp | 160.69%-150.3pp |
| Employer contribution / active EE | $927 | $2,282-59.4% | $2,965-68.7% | $2,671-65.3% |
| Participant deferral / active EE | $4,161 | $3,929+5.9% | $4,851-14.2% | $4,126+0.9% |
| Admin fee / account holder | $13,285 | $6,719+97.7% | $8,253+61.0% | $5,650+135.1% |