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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,825 | $111,787-43.8% | $93,681-32.9% | $145,978-57.0% |
| Participation rate | 71.4% | 74.2%-2.8pp | 68.7%+2.7pp | 80.3%-8.9pp |
| Annual return | 12.48% | 203.52%-191.0pp | 133.47%-121.0pp | 550.52%-538.0pp |
| Employer contribution / active EE | $13,593 | $3,093+339.4% | $2,422+461.2% | $4,662+191.6% |
| Participant deferral / active EE | $9,579 | $4,918+94.8% | $4,415+117.0% | $6,690+43.2% |
| Admin fee / account holder | $1,297 | $10,256-87.3% | $8,290-84.3% | $13,400-90.3% |