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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,355 | $315,200-14.2% | $238,191+13.5% | $155,188+74.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 11.12% | 10.25%+0.9pp | 13.02%-1.9pp | 148.84%-137.7pp |
| Employer contribution / active EE | $18,196 | $6,383+185.1% | $5,082+258.1% | $4,248+328.4% |
| Participant deferral / active EE | $14,026 | $8,044+74.4% | $6,726+108.5% | $6,531+114.7% |
| Admin fee / account holder | $2,175 | $48,031-95.5% | $34,582-93.7% | $14,480-85.0% |