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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,154 | $210,908+23.3% | $153,643+69.3% | $145,884+78.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.13% | 13.46%-6.3pp | 15.71%-8.6pp | 551.85%-544.7pp |
| Employer contribution / active EE | $18,930 | $6,055+212.6% | $5,039+275.7% | $4,662+306.0% |
| Participant deferral / active EE | $13,277 | $7,976+66.5% | $6,754+96.6% | $6,690+98.5% |
| Admin fee / account holder | $1,713 | $19,477-91.2% | $12,739-86.6% | $13,392-87.2% |